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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
FORM 11-K
(Mark One)
     
þ   ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the Fiscal Year Ended December 31, 2007
OR
     
o   TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED]
For the transition period from                      to                     
Commission file number 1-3187
A. Full title of the plan and address of the plan, if different from that of the issuer named below:
CenterPoint Energy Savings Plan
B. Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:
CenterPoint Energy, Inc.
1111 Louisiana Street
Houston, Texas 77002
 
 

 


 

CENTERPOINT ENERGY SAVINGS PLAN
TABLE OF CONTENTS
         
  Page 1
 
       
Financial Statements:
       
 
       
  Page 2
 
       
  Page 3
 
       
  Page 4
 
       
Supplemental Schedule:
       
 
       
  Page 11
 
       
   
 
       
   
 
       
Other supplemental schedules required by Section 2520.103-10 of the Department of Labor Rules and Regulations for Reporting and Disclosure under ERISA have been omitted because they are not applicable.        
 Consent of Independent Registered Public Accounting Firm

 


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REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
CenterPoint Energy Savings Plan
We have audited the accompanying statements of net assets available for benefits of the CenterPoint Energy Savings Plan (Plan) as of December 31, 2007 and 2006, and the related statement of changes in net assets available for benefits for the year ended December 31, 2007. These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion on these financial statements based on our audits.
We conducted our audits in accordance with standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.
In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2007 and 2006, and the changes in net assets available for benefits for the year ended December 31, 2007 in conformity with accounting principles generally accepted in the United States of America.
Our audits were conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental schedule of assets (held at end of year) is presented for the purpose of additional analysis and is not a required part of the basic financial statements, but is supplementary information required by the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplemental schedule is the responsibility of the Plan’s management. The supplemental schedule has been subjected to the auditing procedures applied in our audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole.
/s/ McConnell & Jones LLP
Houston, Texas
June 20, 2008

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CENTERPOINT ENERGY SAVINGS PLAN
STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS
                 
    December 31,  
    2007     2006  
ASSETS
               
Investments, at fair value (see Note 2)
  $ 1,378,050,376     $ 1,329,579,251  
Participant loans
    34,276,898       34,161,360  
 
               
Receivables:
               
Employer contributions
    14,231,346       14,266,550  
Participant contributions
    1,035,374       2,001,378  
Dividends and interest
    618,995       959,929  
Pending investment transactions
    365,968       2,729,530  
Rollover contributions
    747        
 
           
Total receivables
    16,252,430       19,957,387  
 
           
Total Assets
    1,428,579,704       1,383,697,998  
 
           
 
               
LIABILITIES
               
Pending investment transactions
    133,255       791,274  
Other
    352,530       414,077  
 
           
Total Liabilities
    485,785       1,205,351  
 
           
 
               
NET ASSETS AVAILABLE FOR BENEFITS AT FAIR VALUE
    1,428,093,919       1,382,492,647  
 
               
Adjustment from fair value to contract value for fully benefit-responsive investment contracts
    853,123       2,210,402  
 
           
 
               
NET ASSETS AVAILABLE FOR BENEFITS
  $ 1,428,947,042     $ 1,384,703,049  
 
           
See accompanying Notes to Financial Statements.

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CENTERPOINT ENERGY SAVINGS PLAN
STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS
FOR THE YEAR ENDED DECEMBER 31, 2007
         
ADDITIONS:
       
Investment Income, Net:
       
Dividends
  $ 36,235,981  
Interest on loans to participants
    2,580,908  
Net appreciation of investments (see Note 3)
    58,382,319  
 
     
Total Investment Income
    97,199,208  
 
     
 
       
Contributions:
       
Participant contributions
    41,220,909  
Employer contributions
    35,062,503  
Rollover contributions
    3,312,462  
 
     
Total Contributions
    79,595,874  
 
     
 
       
TOTAL ADDITIONS
    176,795,082  
 
     
 
       
DEDUCTIONS:
       
Administrative expenses
    2,972,107  
Benefit payments
    129,578,982  
 
     
 
TOTAL DEDUCTIONS
    132,551,089  
 
     
 
       
INCREASE IN NET ASSETS AVAILABLE FOR BENEFITS
    44,243,993  
 
       
NET ASSETS AVAILABLE FOR BENEFITS:
       
 
       
BEGINNING OF PERIOD
    1,384,703,049  
 
     
 
       
END OF PERIOD
  $ 1,428,947,042  
 
     
See accompanying Notes to Financial Statements.

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CENTERPOINT ENERGY SAVINGS PLAN
Notes to Financial Statements
December 31, 2007 and 2006
1.   Description of the Plan
 
    The following description of the CenterPoint Energy Savings Plan (Plan) provides only general information. Participants (as defined below) should refer to the Plan document for a more complete description of the Plan’s provisions. In the case of any discrepancy between this summary and the Plan document, the Plan’s provisions will govern.
(a) General
    The Plan is a defined contribution plan established in accordance with Sections 401(a) and 401(k) of the Internal Revenue Code of 1986, as amended (IRC) and is subject to the provisions of the Employee Retirement Income Security Act of 1974 (ERISA). Participants include all employees of CenterPoint Energy, Inc. (Company or CenterPoint Energy) and those subsidiaries and affiliates of the Company that have adopted the Plan except (a) employees covered by a collective bargaining agreement unless such agreement provides for participation in the Plan, (b) leased employees, (c) independent contractors or (d) non-resident aliens who receive no U.S. sourced income (Participants).
(b) Contributions
    Active Participants may contribute, on a pre-tax or after-tax basis, up to 16% of eligible compensation, not to exceed the Internal Revenue Service (IRS) compensation limit as defined in the Plan. Active Participants age 50 or over may contribute an additional pre-tax contribution up to a total amount of $5,000 for 2007; however, the Company does not provide the basic match or the discretionary match on such “catch-up” contributions.  Participants may also contribute amounts representing rollover eligible distributions from other defined benefit or defined contribution plans, IRC Section 403(b) annuity plans, IRC Section 457 governmental plans or conduit Individual Retirement Accounts that have been holding a distribution from a qualified plan. Participants direct their contributions into the various eligible investment options offered by the Plan.
 
    Effective January 1, 2008, the Plan has been amended to include an automatic enrollment provision (Automatic Enrollment). An employee who is initially employed by the Company on or after January 1, 2008 shall automatically be enrolled in the Plan to make pre-tax contributions. An employee who has been automatically enrolled shall be deemed to have elected to defer pre-tax contributions (Automatic Contribution). The initial pre-tax contributions shall be three percent of the employee’s eligible compensation on a payroll period basis for a period of 12 months beginning immediately following the commencement date of the Automatic Contribution. The contribution percentage is increased by an increment of one percent for each subsequent 12-month period up to six percent of compensation on a payroll period basis.
 
    A notice will be provided to all employees who have been automatically enrolled in the Plan (Automatic Enrollment Notice). In general, an employee shall have at least 30 days after receiving the Automatic Enrollment Notice to elect not to make any pre-tax contributions or choose a different contribution percentage.
 
    Contributions, including all related employer matching contributions, made under the Automatic Enrollment provision of the Plan will be invested in the default investment fund as defined in the Plan. Employees may elect to change the Automatic Contribution percentage and/or direct the contributions to any of the investment options offered under the Plan at any time after the commencement of the Automatic Contribution.
 
    In general, the employer matching contribution is 75% of the first six percent of eligible compensation that the Participant contributes into the Plan. Additional discretionary matching contributions may be made of up to 50% of the first six percent of eligible compensation that the Participant contributes to the Plan. All employer matching contributions (including the discretionary match) are fully vested at all times.
 
    Participants may elect to invest all or a portion of their contributions to the Plan in the Company Common Stock Fund. In addition, Participants may elect to have dividends paid on their investment in Company common stock either reinvested in the Company Common Stock Fund or paid to them in cash, and they can transfer all or part of their investment in the Company Common Stock Fund to the other investment options offered by the Plan. Employer contributions are made in the form of cash and are invested in accordance with Participant elections.
 
    Contributions are subject to certain limitations.

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CENTERPOINT ENERGY SAVINGS PLAN
Notes to Financial Statements
December 31, 2007 and 2006
(c) Investment Options
The Plan offered the following investment funds (Funds):
    Company Common Stock Fund
 
    Large Company Growth Fund
 
    Large Company Value Fund
 
    International Equity Fund
 
    Balanced Fund
 
    Fixed Income Fund
 
    Stable Value Fund
 
    S&P 500 Index Fund
 
    Small Company Fund
 
    Vanguard Target Retirement Income Fund
 
    Vanguard Target Retirement 2005 Fund
 
    Vanguard Target Retirement 2015 Fund
 
    Vanguard Target Retirement 2025 Fund
 
    Vanguard Target Retirement 2035 Fund
 
    Vanguard Target Retirement 2045 Fund
Effective January 1, 2008, the following investment funds were added to the Plan:
    Vanguard Target Retirement 2010 Fund
 
    Vanguard Target Retirement 2020 Fund
 
    Vanguard Target Retirement 2030 Fund
 
    Vanguard Target Retirement 2040 Fund
 
    Vanguard Target Retirement 2050 Fund
Upon enrollment in the Plan, Participants may direct contributions (as permitted), in one percent increments, in any of the investment options. Participants should refer to the Plan prospectus for a detailed description of each investment fund.
 
In addition to the Funds listed above, Participants with balances in the REI Stock Fund as of December 29, 2006 were liquidated and transferred to the Stable Value Fund in 2007.
(d) Participant Accounts
Individual accounts are maintained for each Participant. Each Participant’s account is credited with the Participant’s contributions and with allocations of the Company contributions and Plan earnings. Each Participant’s account is also charged with an allocation of administrative expenses. Allocations are based on Participant account balances. A Participant is entitled to their vested account balance.
(e) Vesting and Forfeitures
Participants are immediately 100% vested in all contributions and actual earnings thereon. As a result, there are no forfeitures.

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CENTERPOINT ENERGY SAVINGS PLAN
Notes to Financial Statements
December 31, 2007 and 2006
(f) Participant Loans
    A Participant may borrow against their vested account balance. The maximum amount that a Participant may borrow is the lesser of (a) $50,000, reduced by the excess, if any, of the highest outstanding balance of loans to the Participant from all plans maintained by the Company or an affiliated entity during the one-year period ending on the day before the date on which such loan is made, over the outstanding balance of loans from the Plan on the date on which such loan is made or (b) 50% of the value of the Participant’s vested account balance under the Plan.
 
    The loans are to be secured by the pledge of a portion of the Participant’s right, title and value of the Participant’s vested account balance under the Plan as determined immediately after the loans are made. Loans may be repaid over a period of up to five years and are subject to a $25 origination fee. The minimum loan amount is $500. Interest rates are fixed at the prime rate listed in The Wall Street Journal for the first of each month in which the loan is requested plus one percent. Loan transactions are treated as a transfer to (from) the investment fund from (to) the Participant loans fund.
(g) Payment of Benefits
    Upon termination, a Participant whose account exceeds $1,000 may elect, upon written request at any time, to receive a distribution in a single lump sum payment or fixed monthly, quarterly, semi-annual or annual installments over a period of ten years or less. Such distributions are generally paid in the form of cash; however, if the Participant has investments in the Company Common Stock Fund, the Participant may elect to have an in-kind distribution of those funds.
 
    Generally, to the extent a Participant has not requested a distribution by the time he or she reaches age 70 1/2, required minimum distributions will be made consistent with the terms and conditions of the Plan and the requirements of the IRC. Immediate lump sum distributions are made for accounts which do not exceed $1,000.
 
    A Participant who is under age 59 1/2 may make a withdrawal from amounts attributable to after-tax contributions and, if applicable, rollover contributions in the Plan and associated earnings. A Participant who is under age 59 1/2 and has less than five years of service who withdraws matched after-tax contributions will be suspended from Plan participation for six months. A Participant who is age 59 1/2 or older may make unlimited withdrawals from pre-tax contributions, after-tax contributions, vested portion of prior Plan accounts, rollover account and the associated earnings.
(h) Administration
    The assets of the Plan are held in trust by The Northern Trust Company (Trustee). Hewitt Associates is the recordkeeper for the Plan. The Benefits Committee of CenterPoint Energy, Inc. (Committee), appointed by the Board of Directors of the Company, is the Plan Administrator (Plan Administrator). The Committee retains an independent investment consultant to provide investment advice with respect to the funds. The fees charged by the Trustee, recordkeeper and the investment consultant are paid by the Trustee out of the funds.
(i) Termination of the Plan
    Although it has not expressed any intent to do so, the Company may terminate the Plan at any time subject to the provisions of ERISA and must give written notice to the Trustee.
 
2.   Summary of Accounting Policies
(a) Use of Estimates and Basis of Accounting
    The preparation of financial statements under the accrual basis of accounting in conformity with generally accepted accounting principles requires management to make estimates that affect the financial statements and accompanying notes. Actual results could differ from those estimates.

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CENTERPOINT ENERGY SAVINGS PLAN
Notes to Financial Statements
December 31, 2007 and 2006
(b) Investment Valuation and Income Recognition
    The Plan recognizes net appreciation or depreciation in the fair value of its investments. Investments are reflected at fair value in the financial statements, except for fully-responsive investment contracts which are stated at contract value. The fair value for securities are based on quoted market prices in an active market. Fair value for mutual and institutional funds is determined using the net asset value of each fund as of the financial statement dates. Security transactions are recorded as of the trade date. Interest income is recorded on the accrual basis. Dividends are recorded on the ex-dividend date. Participant loans are valued at cost, which approximates fair value.
 
    As described in Financial Accounting Standards Board (FASB) Staff Position AAG INV-1 and SOP 94-4-1, “Reporting of Fully Benefit-Responsive Investment Contracts Held by Certain Investment Companies Subject to the AICPA Investment Company Guide and Defined-Contribution Health and Welfare and Pension Plans” (FSP AAG INV-1 and SOP 94-4-1), investment contracts held by a defined contribution plan are required to be reported at fair value; however, contract value is the relevant measurement attribute for that portion of the net assets available for benefits of a defined contribution attributable to fully benefit-responsive investment contracts, because contract value is the amount Participants would receive if they were to initiate permitted transactions under the terms of the Plan. As required by FSP AAG INV-1 and SOP 94-4-1, the Statement of Net Assets Available for Benefits presents the fair value of the investment contracts, as well as the adjustment of the fully benefit-responsive contracts from fair value to contract value. The Statement of Changes in Net Assets Available for Benefits is prepared on a contract-value basis.
(c) Payment of Benefits
    Benefits are recorded when paid.
(d) New Accounting Pronouncements
    In September 2006, the FASB issued Statement of Financial Accounting Standards No. 157, “Fair Value Measurements” (SFAS 157). SFAS 157 defines fair value, establishes a framework for measuring fair value, expands disclosures about fair value measurements and applies to reporting periods beginning after November 15, 2007. Based on current assets held by the Plan, the Plan’s management does not expect the adoption of SFAS 157 to have a material impact on the Plan’s financial statements.
 
3.   Investments
 
    The following presents investments that represent five percent or more of the Plan’s net assets available for benefits.
                 
    December 31,
    2007   2006
Company common stock, 20,511,903 and 22,728,974 shares, respectively
  $ 351,368,898     $ 376,846,389  
Barclays Global Investors Equity Index Fund, 6,997,313 and 6,881,452 shares, respectively
    153,101,219       142,583,687  
Dwight Target 2 Fund, 5,366,503 and 4,785,929 shares, respectively
    90,488,518       76,177,489  
PIMCO Total Return Fund, 8,184,117 and 7,159,992 shares, respectively
    87,488,217       74,320,722  
Advisors Inner Circle LSV Value Equity Fund, 4,114,156 and 3,800,880 shares, respectively
    70,763,476       72,748,848  
Barclays Global Investors Russell 1000 Value Fund, 2,907,204 and 4,592,459 shares, respectively
    46,864,125       74,030,437  

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CENTERPOINT ENERGY SAVINGS PLAN
Notes to Financial Statements
December 31, 2007 and 2006
As detailed above, the Plan has significant holdings of Company common stock. As a result, the values of the Plan’s investments may be materially impacted by the changes in fair value related to this security.
During 2007 the Plan’s investments (including gains and losses on investments bought and sold, as well as held during the year) appreciated in value as follows:
         
Common stocks
  $ 15,282,798  
Common or collective trusts
    26,403,504  
Mutual funds
    16,696,017  
 
     
Total investment appreciation
  $ 58,382,319  
 
     
Stable Value Fund
 
The Stable Value Fund has investments in synthetic guaranteed investment contracts (Synthetic GICs). Synthetic GICs are investment contracts issued by an insurance company or bank, backed by a portfolio of short-term and intermediate term fixed income investments that are owned by the fund. The underlying assets are maintained separate from the contract issuer’s general assets by a third-party custodian. The contracts provide that realized and unrealized gains and losses on the underlying assets are not reflected immediately in the net assets of the fund, but rather are amortized, usually over the time to maturity or the duration of the underlying investments, through adjustments to the future interest crediting rate. The issuer guarantees that all qualified Participant withdrawals will occur at contract value.
 
There are no reserves against contract value for credit risk of the contract issuer or otherwise. The crediting rates for Synthetic GICs are reset quarterly and are based on the market value of the underlying portfolio of assets backing these contracts. Inputs used to determine the crediting rate include each contract’s portfolio value, current yield to maturity, duration and market value relative to the Synthetic GICs book value. Crediting rates for Synthetic GICs cannot be less than zero.
 
During 2007 and 2006, the average yields for the Synthetic GICs were as follows:
                 
    2007   2006
Based on actual earnings
    5.48 %     5.47 %
Based on the interest rate credited to Participants
    4.80 %     4.92 %
Benefit-responsive investment contracts are designed to preserve capital and provide a stable crediting rate. Such contracts are fully benefit-responsive and provide Participant initiated withdrawals to be paid at contract value. Such contracts provide that withdrawals associated with certain events not in the ordinary course of fund operations may be paid at market rather than contract value. Examples of such circumstances may include significant plan design changes, complete or partial plan terminations, severance programs, early retirement programs, the closing or sale of a subsidiary, bankruptcy of the plan sponsor or the failure of the trust to qualify for exemption from federal income taxes or any required prohibited transaction exemption under ERISA. The Plan Administrator does not believe the occurrence of the above events that would limit the Plan’s ability to conduct transactions with Participants at contract value is probable.
 
Contracts associated with Synthetic GICs are evergreen agreements with termination provisions. Accordingly, such agreements permit the Plan’s investment manager or issuer to terminate upon notice at any time at market value and provide for automatic termination of the contract if the book value or the market value of the contract equals zero. The issuer is not excused from paying the excess contract value when the market value equals zero. Contracts that permit the issuer to terminate at market value generally provide portfolio guidelines and transition provisions intended to result in the contract value equaling the market value of the portfolio by such termination date. Non-adherence to the guidelines and provisions may result in the settlement of the contract at market value; however, the Plan Administrator does not believe the occurrence of these circumstances is probable.

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CENTERPOINT ENERGY SAVINGS PLAN
Notes to Financial Statements
December 31, 2007 and 2006
4.   Risks and Uncertainties
 
    The Plan provides for investments in Company common stock, various mutual funds and other investments. Investments, in general, are exposed to various risks, such as interest rate, credit and overall market volatility risk. Due to the level of risk associated with certain investments, it is reasonably possible that changes in the values of investments will occur in the near term and that such changes could materially affect the amounts reported in the Statements of Net Assets Available for Benefits and Participant account balances. Rates of return will vary, and returns will depend on the market value of the Plan’s investments.
 
5.   Tax Status
 
    The IRS has determined and informed the Company by letter dated April 2, 2001 that the Plan is qualified and the trust fund established is tax-exempt under the appropriate sections of the IRC. Although the Plan has been amended and restated since receiving the determination letter, the Plan Administrator and the Plan sponsor’s counsel believe these amendments have not adversely affected the Plan’s qualified status and the related trust’s tax-exempt status as of the financial statement date.
 
6.   Related Party Transactions
 
    During 2007, the Plan purchased and sold shares of the Company’s common stock and units of short-term investment funds managed by the Trustee as temporary investments (party-in-interest transactions) as shown below:
             
Purchases
  Company common stock   $ 56,301,997  
 
  Northern Trust collective short-term investment fund     557,316,741  
 
           
Sales
  Company common stock   $ 91,663,986  
 
  Northern Trust collective short-term investment fund     560,138,453  
7.   Reconciliation of Financial Statements to Form 5500
 
    The following is a reconciliation of Net Assets Available for Benefits per the financial statements to Form 5500:
                 
    2007     2006  
Net Assets Available for Benefits per the financial statements
  $ 1,428,947,042     $ 1,384,703,049  
Adjustment from contract value to fair value for fully benefit-responsive contracts
    (853,123 )     (2,210,402 )
 
           
Net Assets Available for Benefits per Form 5500
  $ 1,428,093,919     $ 1,382,492,647  
 
           
    The following is a reconciliation of the Changes in Net Assets Available for Benefits per the financial statements to Form 5500 for the year ended December 31, 2007:
         
Increase in Net Assets Available for Benefits per the financial statements
  $ 44,243,993  
Adjustment to reverse fair value adjustment for fully benefit-responsive contracts related to prior year
    2,210,402  
Adjustment from contract value to fair value for fully benefit-responsive contracts
    (853,123 )
 
     
Increase in Net Assets Available for Benefits per Form 5500
  $ 45,601,272  

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CENTERPOINT ENERGY SAVINGS PLAN
Notes to Financial Statements
December 31, 2007 and 2006
8.   Excess Contributions
 
    Benefit payments of $129,578,982 for the plan year ended December 31, 2007 include distributions of $241,994 made to certain Participants to refund excess deferral contributions to satisfy the relevant nondiscrimination provisions of the Plan for the prior year. The Plan also expects to refund approximately $250,000 in 2008 related to excess contributions for plan year 2007.

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CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
DECEMBER 31, 2007
                 
(a)   (b) Identity of issue, borrower, lessor or   (c) Description of investment including maturity   (e) Current value  
          similar party        date, rate of interest, collateral, par or maturity           
             value        
                 
 
  CASH   NON-INTEREST BEARING CASH   $ 31,082  
 
             
 
               
 
  COMMON OR COLLECTIVE TRUSTS            
 
  BARCLAYS GLOBAL INVESTORS   INDEX FUND     153,101,219  
 
  BARCLAYS GLOBAL INVESTORS   MSCI ACWI EX US INDEX SUPERFUND     30,996,030  
 
  BARCLAYS GLOBAL INVESTORS   RUSSELL 1000 GROWTH FUND     37,778,145  
 
  BARCLAYS GLOBAL INVESTORS   RUSSELL 1000 VALUE FUND     46,864,125  
 
  BARCLAYS GLOBAL INVESTORS   RUSSELL 2000 INDEX FUND     17,191,038  
 
  CAPITAL GUARDIAN   US GROWTH EQUITY MASTER FUND     37,670,150  
 
  DWIGHT ASSETS MANAGEMENT   CORE INTER FUND     23,823,187  
 
  DWIGHT ASSETS MANAGEMENT   TARGET 2 FUND     90,488,518  
 
  DWIGHT ASSETS MANAGEMENT   TARGET 5 FUND     43,510,724  
 
  ISHARES   RUSSELL 1000 GROWTH INDEX FUND     667,364  
 
  MELLON BANK   DAILY LIQUIDITY AGGREGATE BOND FD     37,047,678  
 
  SEI   STABLE ASSET FUND     5,954,796  
*
  NORTHERN TRUST   SHORT TERM INVESTMENT FUND     11,207,474  
 
  WELLINGTON CAPITAL   SMALL CAP OPPORTUNITY FUND     9,365,266  
 
             
 
  SUBTOTAL         545,665,714  
 
             
 
               
 
  COMMON STOCK            
 
  AAR CORP   COMMON STOCK     156,684  
 
  ABBOTT LAB   COMMON STOCK     965,780  
 
  ABERCROMBIE & FITCH CO   COMMON STOCK CLASS A     247,907  
 
  ACTUANT CORP   COMMON STOCK CLASS A     75,502  
 
  ACERGY S A   COMMON STOCK ADR     80,850  
 
  CHICAGO BRDG & IRON CO   COMMON STOCK     133,572  
 
  ELAN CORP PLC   COMMON STOCK ADR     378,056  
 
  TEVA PHARMACEUTICAL INDS   COMMON STOCK ADR     622,832  
 
  ADVENT SOFTWARE INC   COMMON STOCK     78,986  
 
  AERCAP HOLDINGS N.V.   COMMON STOCK     925,585  
 
  AETNA INC   COMMON STOCK     1,125,735  
 
  AFFILIATED MANAGERS GROUP INC   COMMON STOCK     133,904  
 
  AGCO CORP   COMMON STOCK     164,512  
 
  AGNICO EAGLE MINES LTD   COMMON STOCK     125,649  
 
  AIR PROD & CHEM INC   COMMON STOCK     374,794  
 
  AIRGAS INC   COMMON STOCK     119,853  
 
  ALEXION PHARMACEUTICALS INC   COMMON STOCK     145,558  
 
  ALLETE INC   COMMON STOCK     87,472  
 
  ALLIANCE IMAGING INC   COMMON STOCK     119,673  
 
  ALTRIA GROUP INC   COMMON STOCK     1,519,158  
 
  AMEDISYS INC   COMMON STOCK     141,678  
 
  AMERICAN EAGLE OUTFITTERS INC   COMMON STOCK     234,701  
 
  AMERICAN VANGUARD CORP   COMMON STOCK     54,479  
 
  AMETEK INC   COMMON STOCK     175,650  

11


Table of Contents

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
DECEMBER 31, 2007
                 
(a)   (b) Identity of issue, borrower, lessor or   (c) Description of investment including maturity   (e) Current value  
          similar party        date, rate of interest, collateral, par or maturity           
             value        
                 
 
  AMYLIN PHARMACEUTICALS INC   COMMON STOCK     125,800  
 
  ANALOGIC CORP   COMMON STOCK     126,636  
 
  ANSYS INC   COMMON STOCK     119,405  
 
  APPLE INC   COMMON STOCK     411,016  
 
  ARCH CAPITAL GROUP   COMMON STOCK     139,997  
 
  ARCH CHEMICALS INC   COMMON STOCK     64,680  
 
  ARGO GROUP INTERNATIONAL HOLDINGS   COMMON STOCK     91,843  
 
  ARIBA INC   COMMON STOCK     100,908  
 
  ATHEROSMUNICATIONS INC   COMMON STOCK     92,842  
 
  ATLAS AIR WORLDWIDE HLDGS INC   COMMON STOCK     90,005  
 
  AUDIOVOX CORP   COMMON STOCK CLASS A     52,452  
 
  BARNES GROUP INC   COMMON STOCK     150,923  
 
  BARRETT BILL CORP   COMMON STOCK     142,358  
 
  BECKMAN COULTER INC   COMMON STOCK     78,624  
 
  BERKLEY W R CORP   COMMON STOCK     123,413  
 
  BIOMED RLTY TR INC   COMMON STOCK     123,264  
 
  BJS WHSL CLUB INC   COMMON STOCK     150,205  
 
  BK HAW CORP   COMMON STOCK     113,019  
 
  BLACKROCK INC   COMMON STOCK     140,920  
 
  BMC SOFTWARE INC   COMMON STOCK     64,152  
 
  BORG WARNER INC   COMMON STOCK     133,612  
 
  BOSTON PRIVATE FINL HLDGS INC   COMMON STOCK     115,361  
 
  BOTTOMLINE TECHNOLOGIES DEL INC   COMMON STOCK     76,860  
 
  BRIGHT HORIZONS FAMILY SOLUTIONS INC   COMMON STOCK     62,517  
 
  BRIGHTPOINT INC   COMMON STOCK     64,358  
 
  BROWN SHOE INC   COMMON STOCK     50,364  
 
  C H ROBINSON WORLDWIDE INC   COMMON STOCK     1,104,048  
 
  CADBURY SCHWEPPES PLC   COMMON STOCK ADR     745,487  
 
  CALLAWAY GOLF CO   COMMON STOCK     125,845  
 
  CARLISLE COMPANIES INC   COMMON STOCK     155,526  
 
  CAVIUM NETWORKS INC   COMMON STOCK     58,241  
 
  CBEYOND INC   COMMON STOCK     106,053  
 
  CELANESE CORP DEL   COMMON STOCK     105,377  
 
  CENT EUROPEAN DISTR CORP   COMMON STOCK     83,054  
 
  CENTENNIAL COMMUNICATIONS CORP   COMMON STOCK     122,442  
*
  CENTERPOINT ENERGY INC   COMMON STOCK     351,368,898  
 
  CEPHALON INC   COMMON STOCK     270,535  
 
  CF INDS HLDGS INC   COMMON STOCK     169,492  
 
  CHATTEM INC   COMMON STOCK     142,771  
 
  CHEMED CORP   COMMON STOCK     91,084  
 
  CHIPOTLE MEXICAN GRILL INC   COMMON STOCK     101,478  
 
  CHIQUITA BRANDS INTL INC   COMMON STOCK     73,008  
 
  CISCO SYSTEMS INC   COMMON STOCK     852,705  
 
  CME GROUP INC   COMMON STOCK     411,600  
 
  COEUR D ALENE MINES CORP   COMMON STOCK     121,425  
 
  COMTECH GROUP INC   COMMON STOCK     83,289  

12


Table of Contents

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
DECEMBER 31, 2007
                 
(a)   (b) Identity of issue, borrower, lessor or   (c) Description of investment including maturity   (e) Current value  
          similar party        date, rate of interest, collateral, par or maturity           
             value        
                 
 
  COLUMBIA BKG SYS INC   COMMON STOCK     75,514  
 
  COMPASS MINERALS INTL INC   COMMON STOCK     154,160  
 
  CONTL AIRL INC   COMMON STOCK CLASS B     44,500  
 
  CORE LAB NV   COMMON STOCK     114,742  
 
  CORNING INC   COMMON STOCK     460,608  
 
  CORP OFFICE PPTYS TRUST   COMMON STOCK     57,330  
 
  CORRECTIONS CORP OF AMERICA   COMMON STOCK     76,431  
 
  COSTCO WHOLESALE CORP   COMMON STOCK     544,128  
 
  COVANTA HLDG CORP   COMMON STOCK     125,300  
 
  CROCS INC   COMMON STOCK     75,461  
 
  CROWN HLDGS INC   COMMON STOCK     125,172  
 
  CVS CAREMARK CORP   COMMON STOCK     1,057,350  
 
  CYPRESS SEMICONDUCTOR CORP   COMMON STOCK     61,251  
 
  DANAHER CORP   COMMON STOCK     368,508  
 
  DELTA AIR LINES INC   COMMON STOCK     49,137  
 
  DENTSPLY INTL INC   COMMON STOCK     104,897  
 
  DIAMONDROCK HOSPITALITY CO   COMMON STOCK     179,909  
 
  DIGITAL RLTY TR INC   COMMON STOCK     108,971  
 
  DIRECTV GROUP INC   COMMON STOCK     150,280  
 
  DOLBY LABORATORIES INC   COMMON STOCK CLASS A     103,418  
 
  DUPONT FABROS TECHNOLOGY INC   COMMON STOCK     51,352  
 
  EASTGROUP PPTYS INC   COMMON STOCK     96,674  
 
  EL PASO ELEC CO   COMMON STOCK     124,782  
 
  ELECTR ARTS   COMMON STOCK     1,168,200  
 
  ELI LILLY & CO   COMMON STOCK     592,629  
 
  EMERSON ELEC CO   COMMON STOCK     288,966  
 
  EMPLOYERS HLDGS INC   COMMON STOCK     15,540  
 
  EMS TECHNOLOGIES INC   COMMON STOCK     107,654  
 
  ENCORE CAP GROUP INC   COMMON STOCK     104,157  
 
  ENERGEN CORP   COMMON STOCK     56,522  
 
  ENERNOC INC   COMMON STOCK     94,763  
 
  ENERSYS   COMMON STOCK     125,050  
 
  EOG RESOURCES INC   COMMON STOCK     678,300  
 
  EQUINIX INC   COMMON STOCK     109,156  
 
  EXELON CORP   COMMON STOCK     555,152  
 
  EXPEDITORS INTL WASH INC   COMMON STOCK     71,488  
 
  FDRY NETWORKS INC   COMMON STOCK     124,042  
 
  FLIR SYS INC   COMMON STOCK     93,274  
 
  FLOWSERVE CORP   COMMON STOCK     109,668  
 
  FMC CORP   COMMON STOCK     278,205  
 
  FOCUS MEDIA HLDG LTD   COMMON STOCK ADR     99,986  
 
  FOREST LAB INC   COMMON STOCK     200,475  
 
  FOSTER L B CO   COMMON STOCK CLASS A     114,323  
 
  FPIC INS GROUP INC   COMMON STOCK     127,651  
 
  FTI CONSULTING INC   COMMON STOCK     226,219  
 
  GAMESTOP CORP   COMMON STOCK CLASS A     162,107  

13


Table of Contents

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
DECEMBER 31, 2007
                 
(a)   (b) Identity of issue, borrower, lessor or   (c) Description of investment including maturity   (e) Current value  
          similar party        date, rate of interest, collateral, par or maturity           
             value        
                 
 
  GATX CORP   COMMON STOCK     89,499  
 
  GENERAL CABLE CORP   COMMON STOCK     72,547  
 
  GILEAD SCI INC   COMMON STOCK     575,125  
 
  GOOGLE INC   COMMON STOCK CLASS A     2,413,265  
 
  GREEN MTN COFFEE ROASTERS   COMMON STOCK     88,319  
 
  GREENHILL & CO INC   COMMON STOCK     160,882  
 
  GSI COMM INC   COMMON STOCK     59,085  
 
  GUESS INC   COMMON STOCK     103,440  
 
  HALLIBURTON CO   COMMON STOCK     597,992  
 
  HARSCO CORP   COMMON STOCK     163,379  
 
  HAYES LEMMERZ INTL INC   COMMON STOCK     117,609  
 
  HENRY JACK & ASSOC INC   COMMON STOCK     100,037  
 
  HERCULES INC VTG   COMMON STOCK     238,005  
 
  HEWLETT PACKARD CO   COMMON STOCK     1,282,192  
 
  HOLLY CORP   COMMON STOCK     69,210  
 
  HONEYWELL INTL INC   COMMON STOCK     559,056  
 
  HOST HOTELS & RESORTS INC   COMMON STOCK     584,472  
 
  HURON CONSULTING GROUP INC   COMMON STOCK     105,625  
 
  ICONIX BRAND GROUP INC   COMMON STOCK     46,004  
 
  ILL TOOL WKS INC   COMMON STOCK     235,576  
 
  IMMUCOR INC   COMMON STOCK     115,226  
 
  INTEL CORP   COMMON STOCK     1,396,984  
 
  INTERACTIVE BROKERS GROUP INC   COMMON STOCK     135,421  
 
  INTERACTIVE DATA CORP   COMMON STOCK     162,409  
 
  INTERCONTINENTAL EXCHANGE INC   COMMON STOCK     308,000  
 
  INTERNATIONAL BUSINESS MACHS CORP   COMMON STOCK     1,297,200  
 
  INTERWOVEN INC   COMMON STOCK     55,031  
 
  INTUITIVE SURGICAL INC   COMMON STOCK     168,740  
 
  INVERNESS MED INNOVATIONS INC   COMMON STOCK     66,292  
 
  INVESCO LTD   COMMON STOCK     514,632  
 
  INVT TECH GROUP INC   COMMON STOCK     271,263  
 
  IPC HLDGS LTD   COMMON STOCK     113,748  
 
  IRON MTN INC   COMMON STOCK     518,280  
 
  ITC HLDGS CORP   COMMON STOCK     74,474  
 
  IXIA   COMMON STOCK     115,182  
 
  J CREW GROUP INC   COMMON STOCK     100,277  
 
  KADANT INC   COMMON STOCK     154,581  
 
  KAISER ALUM CORP   COMMON STOCK     213,801  
 
  KBR INC   COMMON STOCK     350,674  
 
  KHD HUMBOLDT WEDAG INTL LTD   COMMON STOCK     123,518  
 
  KIMCO RLTY CORP   COMMON STOCK     356,720  
 
  KOHLS CORP   COMMON STOCK     384,720  
 
  KOPPERS HLDGS INC   COMMON STOCK     119,775  
 
  KANSAS CITY SOUTHERN   COMMON STOCK     86,168  
 
  LADISH INC   COMMON STOCK     82,925  
 
  LAM RESH CORP   COMMON STOCK     410,685  

14


Table of Contents

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
DECEMBER 31, 2007
                 
(a)   (b) Identity of issue, borrower, lessor or   (c) Description of investment including maturity   (e) Current value  
          similar party        date, rate of interest, collateral, par or maturity           
             value        
                 
 
  LANDSTAR SYS INC   COMMON STOCK     408,855  
 
  LAZARD LTD   COMMON STOCK CLASS A     79,326  
 
  LECG CORP   COMMON STOCK     65,963  
 
  LIFE TIME FITNESS INC   COMMON STOCK     96,379  
 
  LKQ CORP   COMMON STOCK     36,785  
 
  LMI AEROSPACE INC   COMMON STOCK     102,329  
 
  LOCKHEED MARTIN CORP   COMMON STOCK     463,144  
 
  LONGS DRUG STORES CORP   COMMON STOCK     110,920  
 
  LOWES COS INC   COMMON STOCK     366,444  
 
  MANPOWER INC   COMMON STOCK     341,400  
 
  MAXIM INTEGRATED PRODS INC   COMMON STOCK     508,416  
 
  MCAFEE INC   COMMON STOCK     70,500  
 
  MCKESSON CORP   COMMON STOCK     615,794  
 
  MDU RES GROUP INC   COMMON STOCK     67,368  
 
  MEASUREMENT SPECIALTIES INC   COMMON STOCK     79,118  
 
  MEDTRONIC INC   COMMON STOCK     1,161,237  
 
  MF GLOBAL LTD   COMMON STOCK     150,112  
 
  MICROS SYS INC   COMMON STOCK     87,700  
 
  MICROSOFT CORP   COMMON STOCK     2,232,120  
 
  MILLENNIUM PHARMACEUTICALS INC   COMMON STOCK     545,272  
 
  MINERALS TECHNOLOGIES INC   COMMON STOCK     155,324  
 
  MOOG INC   COMMON STOCK     103,073  
 
  MOVADO GROUP INC   COMMON STOCK     62,466  
 
  NAVIGATORS GROUP INC   COMMON STOCK     164,450  
 
  NET 1 UEPS TECHNOLOGIES INC   COMMON STOCK     131,239  
 
  NETAPP INC   COMMON STOCK     569,088  
 
  NEWELL RUBBERMAID INC   COMMON STOCK     1,143,896  
 
  NEWFIELD EXPLORATION   COMMON STOCK     584,970  
 
  NGP CAP RES CO   COMMON STOCK     120,351  
 
  NJ RES CORP   COMMON STOCK     123,549  
 
  NORTEL NETWORKS CORP   COMMON STOCK     277,656  
 
  NORTHROP GRUMMAN CORP   COMMON STOCK     188,736  
 
  NORTHWEST AIRLS CORP   COMMON STOCK     137,845  
 
  NRG ENERGY INC   COMMON STOCK     524,414  
 
  NTELOS HLDGS CORP   COMMON STOCK     155,873  
 
  NUANCE COMMUNICATIONS INC   COMMON STOCK     56,974  
 
  NYMEX HLDGS INC   COMMON STOCK     213,776  
 
  OMNITURE INC   COMMON STOCK     436,099  
 
  ONLINE RES CORP   COMMON STOCK     68,659  
 
  ONYX PHARMACEUTICALS INC   COMMON STOCK     99,560  
 
  OSI PHARMACEUTICALS INC   COMMON STOCK     281,358  
 
  OWENS & MINOR INC   COMMON STOCK     107,772  
 
  OWENS ILL INC   COMMON STOCK     131,175  
 
  P F CHANGS CHINA BISTRO INC   COMMON STOCK     258,092  
 
  PAETEC HLDG CORP   COMMON STOCK     104,325  
 
  PARALLEL PETROLEUM CORP   COMMON STOCK     63,292  

15


Table of Contents

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
DECEMBER 31, 2007
                 
(a)   (b) Identity of issue, borrower, lessor or   (c) Description of investment including maturity   (e) Current value  
          similar party        date, rate of interest, collateral, par or maturity          
             value        
                 
 
  PDL BIOPHARMA INC   COMMON STOCK     45,552  
 
  PENN VA CORP   COMMON STOCK     140,052  
 
  PEOPLESUPPORT INC   COMMON STOCK     52,394  
 
  PETRO DEV CORP   COMMON STOCK     150,190  
 
  PETROHAWK ENERGY CORP   COMMON STOCK     145,577  
 
  PHOENIX COS.,INC.   COMMON STOCK     20,179  
 
  PLANTRONICS INC   COMMON STOCK     116,220  
 
  PLATINUM UNDERWRITERS HLDGS INC   COMMON STOCK     60,452  
 
  PLEXUS CORP   COMMON STOCK     125,260  
 
  POTLATCH CORP   COMMON STOCK     122,210  
 
  POWELL INDS INC   COMMON STOCK     100,480  
 
  PRECISION CASTPARTS CORP   COMMON STOCK     371,023  
 
  PRICELINE COM INC   COMMON STOCK     102,225  
 
  PROASSURANCE CORP   COMMON STOCK     126,865  
 
  PROGRESS SOFTWARE CORP   COMMON STOCK     146,845  
 
  PROSPERITY BANCSHARES INC   COMMON STOCK     85,819  
 
  QUALCOMM INC   COMMON STOCK     1,302,485  
 
  QUICKSILVER RES INC   COMMON STOCK     108,454  
 
  RANGE RES CORP   COMMON STOCK     142,010  
 
  RED HAT INC   COMMON STOCK     318,852  
 
  REGAL BELOIT CORP COM   COMMON STOCK     78,213  
 
  RENASANT CORP   COMMON STOCK     112,811  
 
  REP AWYS HLDGS INC   COMMON STOCK     83,845  
 
  RESOURCES CONNECTION INC   COMMON STOCK     257,872  
 
  RESPIRONICS INC   COMMON STOCK     180,725  
 
  REYNOLDS AMERN INC   COMMON STOCK     507,892  
 
  ROPER INDS INC   COMMON STOCK     126,956  
 
  S1 CORP   COMMON STOCK     78,621  
 
  SALESFORCE COM INC   COMMON STOCK     146,695  
 
  SANDRIDGE ENERGY INC   COMMON STOCK     44,825  
 
  SBA COMMUNICATIONS CORP   COMMON STOCK     184,090  
 
  SCHEIN HENRY INC   COMMON STOCK     159,640  
 
  SCHERING-PLOUGH CORP   COMMON STOCK     1,057,608  
 
  SEALED AIR CORP   COMMON STOCK     210,574  
 
  SEI INVTS CO   COMMON STOCK     114,525  
 
  SEMTECH CORP   COMMON STOCK     81,946  
 
  SHAW GROUP INC   COMMON STOCK     105,166  
 
  SIGMA DESIGNS INC   COMMON STOCK     86,112  
 
  SIGNATURE BK   COMMON STOCK     210,600  
 
  SILICON LABORATORIES INC   COMMON STOCK     83,843  
 
  SINA CORPORATION   COMMON STOCK     70,896  
 
  SONICWALL INC   COMMON STOCK     96,051  
 
  SOTHEBYS HLDGS INC   COMMON STOCK CLASS A     121,539  
 
  SOUTHWEST AIRLINES CO   COMMON STOCK     190,320  
 
  SPX CORP   COMMON STOCK     134,734  
 
  ST MARY LAND & EXPL CO   COMMON STOCK     606,177  

16


Table of Contents

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
DECEMBER 31, 2007
                 
(a)   (b) Identity of issue, borrower, lessor or   (c) Description of investment including maturity   (e) Current value  
          similar party        date, rate of interest, collateral, par or maturity          
             value        
                 
 
  STAPLES INC   COMMON STOCK     339,129  
 
  STATE STR CORP   COMMON STOCK     544,040  
 
  STEEL DYNAMICS INC   COMMON STOCK     154,286  
 
  STEINWAY MUSICAL INSTRS INC   COMMON STOCK     77,196  
 
  STERIS CORP   COMMON STOCK     119,109  
 
  STERLING CONSTR INC   COMMON STOCK     74,624  
 
  STRATEGIC HOTELS & RESORTS INC   COMMON STOCK     112,091  
 
  STRAYER ED INC   COMMON STOCK     98,936  
 
  SUNPOWER CORP   COMMON STOCK CLASS A     116,047  
 
  SUSSER HLDGS CORP   COMMON STOCK     110,495  
 
  SVB FINL GROUP   COMMON STOCK     117,432  
 
  TAKE-TWO INTERACTIVE SOFTWARE INC.   COMMON STOCK     79,335  
 
  TD AMERITRADE HLDG CORP   COMMON STOCK     290,870  
 
  TECK COMINCO LTD   COMMON STOCK     399,952  
 
  TIDEWATER INC   COMMON STOCK     96,005  
 
  TIME WARNER TELECOM INC   COMMON STOCK CLASS A     123,769  
 
  TITAN INTL INC   COMMON STOCK     148,485  
 
  TJX COS INC   COMMON STOCK     290,173  
 
  TNS INC   COMMON STOCK     102,063  
 
  TRADESTATION GROUP INC   COMMON STOCK     106,859  
 
  TRICO MARINE SVCS INC   COMMON STOCK     152,152  
 
  ULTRA PETE CORP   COMMON STOCK     686,400  
 
  UMB FINL CORP   COMMON STOCK     146,152  
 
  UNDER ARMOR INC   COMMON STOCK     93,017  
 
  UNITED TECHNOLOGIES CORP   COMMON STOCK     398,008  
 
  UNVL HEALTH SERVICES INC   COMMON STOCK CLASS B     81,920  
 
  UTD AMER INDTY LTD   COMMON STOCK     122,110  
 
  UTD FINL BANCORP INC   COMMON STOCK     5  
 
  VARIAN INC   COMMON STOCK     112,316  
 
  VARIAN SEMICONDUCTOR EQUIPMENT ASSOCIASION INC   COMMON STOCK     98,309  
 
  VCA ANTECH INC   COMMON STOCK     105,710  
 
  VERIGY LTD   COMMON STOCK     106,235  
 
  VERISIGN INC   COMMON STOCK     244,465  
 
  VERTEX PHARMACEUTICALS INC   COMMON STOCK     146,349  
 
  VIACOM INC   COMMON STOCK CLASS B     1,119,960  
 
  VISTAPRINT COM INC   COMMON STOCK     129,407  
 
  WADDELL & REED FINL INC   COMMON STOCK CLASS A     181,172  
 
  WAL-MART STORES INC   COMMON STOCK     784,245  
 
  WASTE CONNECTIONS INC   COMMON STOCK     122,982  
 
  WEBSITE PROS INC   COMMON STOCK     81,270  
 
  WMS INDS INC   COMMON STOCK     159,384  
 
  XENOPORT INC   COMMON STOCK     69,291  
 
  XINHUA FIN MEDIA LTD   COMMON STOCK ADR     61,560  
 
  XTO ENERGY INC   COMMON STOCK     590,640  
 
  ZORAN CORP   COMMON STOCK     162,522  
 
             
 
  SUBTOTAL         424,883,000  
 
             

17


Table of Contents

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
DECEMBER 31, 2007
                 
(a)   (b) Identity of issue, borrower, lessor or   (c) Description of investment including maturity   (e) Current value  
          similar party        date, rate of interest, collateral, par or maturity          
             value        
                 
 
               
 
  MUTUAL FUNDS            
 
  ADVISORS INNER CIRCLE   FD LSV VALUE EQUITY FUND     70,763,476  
 
  LOOMIS SAYLES   INVESTMENT TRUST FIXED INCOME FUND     30,351,162  
 
  PIMCO   TOTAL RETURN FUND     87,488,217  
 
  TEMPLETON INVESTMENTS   INSTITUTIONAL FOREIGN EQUITIES FUND     38,414,542  
 
  THORNBURG INVESTMENT MANAGEMENT   INTERNATIONAL VALUE FUND     55,609,126  
 
  VANGUARD   TARGET RETIREMENT FUND 2005     6,191,849  
 
  VANGUARD   TARGET RETIREMENT FUND 2015     19,807,623  
 
  VANGUARD   TARGET RETIREMENT FUND 2025     30,298,748  
 
  VANGUARD   TARGET RETIREMENT FUND 2035     35,695,405  
 
  VANGUARD   TARGET RETIREMENT FUND 2045     29,484,700  
 
  VANGUARD   TARGET RETIREMENT INCOME FUND     3,365,732  
 
             
 
  SUBTOTAL         407,470,580  
 
             
 
               
 
  TOTAL PLAN INVESTMENTS AT FAIR VALUE       $ 1,378,050,376  
 
             
 
*
  CENTERPOINT ENERGY SAVINGS PLAN PARTICIPANT LOANS   LOANS ISSUED AT INTEREST RATES BETWEEN
4.0% - 9.25% WITH VARIOUS MATURITIES
  $ 34,276,898  
 
             
 
*   PARTY IN INTEREST
HISTORICAL COST INFORMATION COLUMN (D) IS NOT PRESENTED SINCE THE INVESTMENTS DISPLAYED ARE PARTICIPANT DIRECTED.

18


Table of Contents

SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the Plan) have duly caused this annual report to be signed on its behalf by the undersigned thereunto duly authorized.
         
    CENTERPOINT ENERGY SAVINGS PLAN
 
       
 
  By   /s/ Marc Kilbride
 
       
 
      (Marc Kilbride, Chairman of the Benefits Committee
 
      of CenterPoint Energy, Inc., Plan Administrator)
June 20, 2008

 


Table of Contents

Exhibit Index
     
Exhibit 23
  Consent of Independent Registered Public Accounting Firm

exv23
EXHIBIT 23
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
We consent to the incorporation by reference in Registration Statement No. 333-115796 of CenterPoint Energy, Inc. on Form S-8 of our report dated June 20, 2008 appearing in this Annual Report on Form 11-K of the CenterPoint Energy Savings Plan for the year ended December 31, 2007.
/s/ McConnell & Jones LLP
Houston, Texas
June 20, 2008